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Companies like these enter into contracts with colleges and universities to provide financial support for campus-based student loan programs.Given the average student loan debt level across the country, it is not surprising that many lenders automatically offer alternative repayment options for student loan clients who are at risk for loan default or personal bankruptcy.Your Perkins pursuit begins by submitting a standardized federal financial aid request.The Free Application for Federal Student Aid (FAFSA) provides the only path to federal financial aid; including Perkins Loans.The Federal Government metes out funds directly to colleges and universities for some campus-based aid programs; including Perkins Loans.
Regardless of your credit history , you may be approved for Perkins loans.
Your Perkins Loan promissory note binds you to the contract, so failing to follow through with scheduled payments has devastating credit consequences.
Your loan may be administered by a student loan servicing company.
Unfortunately, due to limited funding, some students who qualify for Perkins Loans do not receive them.
Your best strategy for winning Perkins Loans: apply early for admission to your college and submit your FAFSA well before the filing deadline.